Privacy Policy

Privacy Policy

Introduction:

At https://lubbock-tx-business-cash-flow-loan.texasbizloans.com (hereinafter “Lubbock Tx Business Cash Flow Loan” or “we”), we are committed to protecting your privacy and securing your personal data. This Privacy Policy outlines our practices regarding the collection, storage, access, and processing of personal information in compliance with various global privacy regulations, including:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25
  • The General Data Protection Regulation (GDPR) of the European Union (EU)
  • Brazil’s Lei Geral de Proteção de Dados (LGPD)
  • California Consumer Privacy Act (CCPA) / California Consumer Privacy Rights Act (CPRA)
  • Colorado’s Consumer Privacy Act (CPA)
  • Utah’s Consumer Sales and Service Protection Act (UCPA)
  • Connecticut’s ConnectiCT Data Privacy Act (CTDPA)
  • Virginia’s Consumer Data Protection Act (VCDPA)
  • South Africa’s Protection of Personal Information Act (POPIA)

Scope:

This policy applies to all aspects of our website (https://lubbock-tx-business-cash-flow-loan.texasbizloans.com), applications, services, and products. Please note that it does not extend to third-party platforms, applications, products, or services accessible through links on our site, which have their own separate privacy policies.

Processing Activities:

This policy governs interactions when you:

  • Use our applications and services as an authorized user
  • Visit websites linked to this Privacy Statement
  • Receive communications from us, including newsletters, emails, calls, or texts/SMS

Personal Data Collection:

We collect several types of personal data, including:

  • Account Information (e.g., username, account number)
  • Payment Information (e.g., credit card details, billing addresses)
  • Financial Information (e.g., income, loan details)
  • Purchase Information (e.g., products or services bought from us)
  • Mobile Device Identifiers (e.g., device ID, IP address)
  • Location Data (e.g., GPS coordinates when using our location-based services)
  • Feedback and reviews you provide
  • Social media information shared when interacting with our social media accounts
  • Product Information (e.g., products you view or purchase on our site)

We collect this data through direct user input, interactions with our platforms, and automated technologies. Third parties may also share personal data with us, subject to their privacy policies.

Cookies:

We use cookies to enhance your experience and analyze website traffic. Cookies are categorized as:

  • Strictly Necessary (e.g., keeping you logged in)
  • Preferences (e.g., remembering language settings)
  • Analytics (e.g., tracking website usage for improvement)

Users can manage non-essential cookies through our Cookie Manager.

Retention and Deletion:

We retain personal data as required by law or for the purposes it was collected. Once these purposes are fulfilled, we securely delete or anonymize your data.

Security Measures:

We implement robust organizational safeguards and security measures to protect your personal data. This includes encrypted communication and engagement with secure third-party processors.

Children’s Privacy:

We do not intentionally collect personal data from children under 18 years of age.

Your Rights:

Depending on your location, you may have the following rights regarding your personal data:

  • Access
  • Rectification
  • Erasure (right to be forgotten)
  • Restriction
  • Portability
  • Object to processing
  • Withdraw consent

Please contact us if you wish to exercise any of these rights.

Contact Us:

If you have any questions or concerns about this Privacy Policy, please reach out to us at [Insert Contact Email/Phone].